{"id":111,"date":"2023-08-30T04:00:00","date_gmt":"2023-08-30T10:00:00","guid":{"rendered":"https:\/\/www.highfavorinsurance.com\/blog\/?p=111"},"modified":"2023-08-30T14:10:43","modified_gmt":"2023-08-30T20:10:43","slug":"i-never-drive-my-rv-do-i-still-need-recreational-insurance","status":"publish","type":"post","link":"https:\/\/www.highfavorinsurance.com\/blog\/i-never-drive-my-rv-do-i-still-need-recreational-insurance\/","title":{"rendered":"I never drive my RV. Do I still need recreational insurance?"},"content":{"rendered":"<p>As a recreational vehicle owner, you may wonder how much insurance you need or if you need insurance at all. Although a recreational vehicle isn&#8217;t a conventional car, it&#8217;s still a motorized vehicle that shares the road with cars, trucks, and motorcycles. As a result, recreational insurance is a legal requirement. Our team at High Favor Insurance is committed to helping Birmingham, MI recreational vehicle owners understand the insurance requirements for recreational vehicles.&nbsp;<\/p>\n<h2><strong>What is Recreational Insurance?<\/strong><\/h2>\n<p>Recreational insurance is similar to auto insurance in providing liability protection and coverage for any physical damage your recreational vehicle may sustain. An RV is a house on wheels, which makes it a moving vehicle that can be used to navigate the streets and highways alongside cars and other motorized vehicles. As a result, RV owners have the same risks as auto owners when driving. This is why liability coverage is a requirement and possibly coverage for possible physical damage to your RV. Recreational insurance covers recreational vehicles and recreational activities, even if you aren&#8217;t in an RV. This insurance can cover campers, motorhomes, snowmobiles, dirt bikes, and ATVs. Like auto insurance, recreational insurance includes any injuries and property damage you may incur while using your recreational vehicle.<\/p>\n<h2><strong>I never drive my RV. Do I still need recreational&nbsp;insurance?<\/strong><\/h2>\n<p>RV insurance is a requirement regardless of how frequently you drive your RV. Even if you only use your RV once a year, you must still carry RV insurance. After all, your RV is still a moving vehicle. How much RV insurance you&#8217;re required to carry will depend on your unique situation. However, liability coverage is a requirement for all RV drivers. If you have questions about recreational insurance, call us. We&#8217;re standing by.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a recreational vehicle owner, you may wonder how much insurance you need or if you need insurance at all. Although a recreational vehicle isn&#8217;t a conventional car, it&#8217;s still a motorized vehicle that shares the road with cars, trucks, and motorcycles. As a result, recreational insurance is a legal requirement. Our team at High [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-111","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-birmingham-mi","tag-high-favor-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.highfavorinsurance.com\/blog\/i-never-drive-my-rv-do-i-still-need-recreational-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | High Favor Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"I never drive my RV. 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