Click to Call
High Favor Insurance

199 Pierce St, Suite 202
Birmingham, MI 48009

Get Directions

Recreational Insurance in Michigan


Michigan is home to a lot of beautiful campgrounds that families enjoy in the warm weather. For RV owners in Birmingham, MI, it may be time to upgrade the insurance policy on your RV from a standard auto insurance plan to recreational insurance. The coverage of recreational insurance is maximized to include the home portion of your RV. Below are the expanded benefits that are covered in a recreational insurance policy.

Storage Coverage

If you only use your RV during specific months of the year, you can reduce your coverage during the months that your RV is stored and not in use. This allows you to use the extended insurance at your leisure with minimal costs.

All Camper Types

Whether you own a motor home, travel trailer, or fifth wheel camper, they all qualify for the recreational insurance policy that protects them when parked in campgrounds and not traveling on the road, as the auto policy covers.

Off-Road Comprehensive Coverage

When your camper is at the campground and being used as a living space, your recreational insurance policy covers any damages you may suffer due to an accident, fire, or theft. Just like at home, these accidents have the potential to happen at any campground, and if you have your camper parked, your auto coverage will not be responsible for damages. This recreational policy protects your family during unfortunate events while on vacation.

Ensure Your Toys

If you have an ATV or marine watercraft for those campgrounds by the lakes of Michigan, add them to your policy for additional coverage. They are subjected to the same unfortunate accidents as your RV when you travel, making it the responsible choice to insure them.

Let High Favor Insurance Cover You Today!

If you are seeking a recreational insurance policy for your RV and other recreational vehicles, we would love to speak with you. Visit our office in Birmingham, MI or give us a call for your quote today!

Partner Carriers


  • ASI
  • AIG
  • Chubb
  • Fremont
  • Hagerty
  • Lloyds of London
  • Markel
  • Progressive
  • Scottsdale
  • State Auto
  • The Hartford
  • Travelers
  • USLI
  • Westfield