What MI renters need to know about insurance

High Favor Insurance is proud to serve the greater Birmingham, MI area and answer all of your insurance questions. We often receive questions from renters about the need for insurance. Renter’s insurance is definitely something that you should have, and this post will tell you a little more about why that is the case.

Basic facts about renter’s insurance

While your landlord will carry insurance to cover the building and common areas, protecting your own unit and belongings is your own responsibility. For instance, if there is damage in the building’s hallway, your landlord’s policy will likely cover the cost for repair. But, if there is damage inside your bathroom, for instance, you will file a claim with your insurer.

Your unit, and your personal items contained within it, can be protected by a renter’s policy. These policies can vary regarding the type of items that they cover and the amount of coverage that they provide. Sitting down with an experienced agent is a great way to have your questions answered.

All policies can differ in some ways, and it makes sense to ensure that the one you choose is right for your needs. Renter’s insurance can protect your belongings from loss, damage, or theft, and can make all the difference in overcoming a catastrophe. Your local agent can help you determine the most suitable policy to protect your clothes, furniture, and other personal items in the event that you suffer a covered event. Now is the perfect time to find out more!

Find out more today!

High Favor Insurance is here to assist renters in our Birmingham, MI community. If you are wondering what coverage you need for your rental unit, call or stop by today. We are happy to help!