If you’re planning to tow a trailer and you’re in Royal Oak, MI, you might be wondering whether you need RV insurance. At High Favor Insurance, we can help by answering your questions and guiding you to a policy that meets your needs. The type of trailer you’re towing, its size, and other details can determine whether you need coverage specific to that trailer. That’s why it’s important to reach out to a trusted insurance professional for answers tailored to your situation.

Does the Number of Wheels Matter?

If you’re towing a single-axle trailer with just two wheels, it is typically covered by your auto policy. However, if you’re towing a larger trailer with multiple axles and more than two wheels, it will generally require its own RV insurance policy. Open trailers used for hauling items may have different coverage requirements compared to travel trailers used as lodging during vacations or cross-country trips.

Better Safe Than Sorry

Even if you have a small trailer and don’t think it needs coverage, the safest approach is to consult with an insurance agent to get accurate information. Guessing about coverage options is not advisable, and you’ll gain peace of mind by receiving answers from an insurance professional. If you do need a policy, you can secure one at that time, ensuring you’re ready to hit the road with confidence.

Let Us Help You Find the Right Policy

Contact us today at High Favor Insurance if you’re in Royal Oak, MI, and need an RV insurance policy. We can help you find the right coverage, update an existing policy, or confirm whether coverage is necessary for your specific trailer. With our assistance, you can tow with confidence and peace of mind.