Is Your Teenager Getting Ready to Start Driving this Summer?

Having a teenager in the house can cause a lot of changes to your family dynamic, especially once they start driving. This new independence is an exciting new phase of life for them, but it’s vital that your auto insurance policy keeps pace with the changes. Talk to the pros at High Favor Insurance before your teen gets out on the road in the Troy or Birmingham, MI area. We can help you make any necessary changes to your family car insurance policy today and help you put the right protection in place.

Get Ready for Your Teenage Driver!

Unfortunately, teenagers are involved in more driving mishaps than their older counterparts. Much of this is due to inexperience, and their risk decreases as they drive for a more extended period. In the meantime, it’s important to have the right insurance to protect them and your family. There are several options available as you add new drivers to your auto insurance policy. Depending on the total number of drivers and vehicles that you need to protect, a fleet policy could be a good option. There are also situations where it is more cost-effective to have the new driver on their own policy rather than the family policy. Whichever option is the right fit for your needs, it’s important to research and understand your options before they start driving. We are here to support you during this time, and help you understand your options and why one policy may be a better fit for your family than another. 

Before your teen starts driving, give High Favor Insurance a call for a policy review. We are here to serve all of the auto insurance needs of the greater Birmingham, MI community. Give us a call today!

Seasonal Concerns With Your Auto Insurance Policy

High Favor Insurance in Birmingham, MI is a comprehensive insurance agency that strives to take care of all of your areas of potential liability. In this way, you can go about the business of enjoying and getting the most out of life as opposed to worrying about what may happen. 

Your auto insurance policy does not change season to season and is in force for the entire agreed-upon policy period. That does not mean, however, that there aren’t particular needs to be wary of as the seasons change during the year. We experience the four seasons here in beautiful Michigan, with brutally cold winters.

Snowy Days – In The Elements?

Speak with one of our insurance agents to learn if you should invest in added coverage for the snowy winters. If you are out in the cold more often than normal due to your vocation or lifestyle your automobile is more susceptible to incur liability. This increase is due to the extraordinary use of your car as opposed to most commuters who use their vehicle to get to and from work.  

Spring, Summer, and Fall

Your chosen vocation and lifestyle play a significant role in whether your auto insurance can remain at standard. Using your car for work on rainy spring days or leaf strewn autumn evenings can add to a standard level of risk.   

High Favor Insurance Agency LLC is located in Birmingham MI 48009. Make it a priority to stop in today to allow us to assess your insurance needs. Our agents want to make certain you have the proper coverage for your auto, home, commercial, boat/watercraft. classic car, condo, motorcycle, motor home, recreational renters, and umbrella insurance needs.  We highly favor your business.